Insurance Risk & Strategy
Job Description & Overview
Not for symptoms to get worse. Not for a six‑month appointment. Not for a system to catch up. But that’s exactly how healthcare works today. You wait, until you can’t.
Alan exists to end the wait.
Health is a universal right, and we believe this right can only become real when it’s coupled with prevention. We need to stop treating health as something we repair and start treating it as something we build, every day. It’s not solely a question of willpower. It’s the healthcare system itself that needs to work for everyone, in a sustainable way.
So we are building the new standard in prevention insurance. Alan is the first company that integrates insurance, prevention, and care into a single, acclaimed user experience.
We are on an incredible journey to build a global leading company, with a unique culture. We already partner with 40K+ companies of all sizes, serving more than 1M+ members, and have reached €800M+ in ARR.
Prevention as the new norm. That's what we're building with our team of 1000+ people. If it speaks to you: we're hiring across France, Spain, Belgium, and Canada. And beyond.
⭐️ The Insurance Team ⭐️Being part of Alan's insurance community is a great opportunity to have a significant impact on people's health and wellbeing in our multiple countries of operation.
We are at the heart of Alan’s mission, bringing to the team our technical leadership and expertise on healthcare and death & disability insurance.
We work hand in hand with our data scientists, designers, engineers and product managers to build the most differentiating products and provide a delightful experience at a fair price.
We build and manage offers for large companies and public institutions with our sales and account management teams.
We make sure our portfolio is closely monitored and risks are effectively managed.
We also manage our capital, steer our reinsurance strategy and maintain a trusting relationship with our insurance regulators.
As Alan’s Risk Expert, you will be in charge of providing Alan with automated and scalable risk assessment tools:
Risk modeling
You will be in charge of strengthening and automating the building our Solvency 2 balance sheet and capital requirements projections, covering both health, death and disability business lines
You will model new risks when they arise (new insurance products, branches, international, investment etc.)
You will challenge our risk appetite, propose new relevant risk metrics and build tools to monitor them
You will support the board meetings preparation and communication with investors regarding capital evolution and market risks
Regulatory
You will scale and automate the production of our regulatory quantitative reporting and contribute to our narrative (SFCR, RSR) and ORSA reports
You will support our discussions with supervisors
You will assist the assessment of international opportunities and help prepare the opening of new countries
Capital management
You will make proposals to improve our capital management in the 4 countries Alan is present
You will manage our reinsurance strategy, to